"PreQualified" vs "PreApproved"

The first step in the search for your new home is the loan.  Once we know how much you qualify for, we can start looking at homes in your price range.  This saves time and the possibility of disappointment when we fall in love with the home of our dreams, only to find it is out of our price range.  It also puts us in a much better position to be ready to put in an offer with secure financing when we do find that home, and may make a stronger offer.

A buyer who is "PreQuaified" has taken the very first steps in obtaining a loan.  They have submitted enough information to have one of our agents determine their affordable price range.

A buyer who is "PreApproved" has gone a step further and taken the steps necessary to obtain a loan commitment from one of our lenders.  These buyers are ready to buy and can put in an offer when they find a home, confident that they are qualified and have a loan already. 

Armed with that information, please proceed to the LOAN APPLICATION and choose Robin Hurtado as your Loan Officer.  (Chose the SHORT FORM to become "PreQualified" and the LONG FORM to become "PreApproved")